| Eligible Operations |
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| Youth day camps offering programs in the following categories are eligible to submit an enrollment for this insurance program |
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Academic day camps |
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Math day camps |
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Arts and craft day camps |
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Music day camps |
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Computer day camps |
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Performing arts day camps |
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Creative writing day camps |
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Photography/film making day camps |
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Culinary day camps |
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Science day camps |
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Etiquette day camps |
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Vacation bible schools |
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Incentive building/Lego® day camps |
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| Ineligible for this program: (please note, this is not a complete listing of ineligibles) |
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After school/day care/latch key programs |
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Camps held at premises owned or maintained by the insured |
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Camps involving animals other than service animals
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that provide overnight accommodations
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Camps with activities away from main location, unless |
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100% virtual camps/operations |
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reported and approved by company prior to taking place |
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Hunting and/or nature camps/programs
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Sports camps
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*Please contact us for more information on coverage availability for day camps/clinics for youth with an accompanied adult (e.g. parents and me camps) |
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Coverages Available & Program Highlights |
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Commercial General Liability |
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Damage to Premises Rented to You (Fire Legal Liability) |
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Bodily Injury and Property Damage |
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Personal & Advertising Injury |
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Medical Expense (other than participants) |
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Products-Completed Operations |
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Legal Liability to Participants |
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Professional Liability |
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Medical Payments for Participants |
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Hired Auto and Employees' Nonownership Liability |
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(not provided while in Hawaii) |
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Program Features |
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| Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage. |
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Notable Exclusions |
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Abuse, molestation, harassment, or sexual conduct |
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Haunted attractions
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All operations listed as ineligible |
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Lead
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Amusement Devices (e.g.: rides, slides, inflatables, |
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Nuclear energy
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bungees, climbing walls, dunk tanks) |
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Open water activities
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Asbestos |
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Ownership, operation, maintenance or management of any
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ATV use
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facility other than while being used for covered activities
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Boating activities
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Pollution
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Communicable disease
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Separate ticketed events
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Employment-related practices
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The use of power tools, unmanned aircrafts and combustion
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Equestrian activities
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Transportation of participants
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Fireworks
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Violation of statutes that govern e-mails, faxes, phone calls |
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| Fungi or bacteria
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Underwriting Information Required |
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| The following information is required 10 business days prior to the desired effective date: |
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Completed and signed enrollment form |
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Full payment by check or credit/debit card |
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