| Eligible Operations |
| |
| - |
Activity camps |
- |
Learning camps |
|
- |
Boy scout councils |
- |
Religious retreats |
|
- |
Conference centers |
- |
Resident camps |
|
- |
Day camps |
- |
Summer camps |
|
- |
Leadership camps |
|
|
| |
|
| Ineligible for this program: | | |
|
| - | Athletic/sports focused camps, travel camps, boot camps, | | |
| extreme camps | | |
| | | |
|
Note:
Sport & smaller
nonsport day camps may qualify for coverage under
K&K's Risk Purchasing Group |
| |
Coverages Available & Program Highlights | | |
| | | |
| General Liability | | Property |
| - | Sexual Abuse & Molestation Endorsement - per perp
| | - More Than 25 Coverage Expansions |
| form (subject to qualification based on minimum underwriting
| | - Equipment Breakdown Included |
| guidelines)
| | - Vacancy Clause redefined to address seasonal operations |
| - |
Non-audited policy
| | - Building definition redefined to include; tent platforms, |
| - |
Broadened coverage form
| | pavilions & shelters, signs, boat & canoe racks, |
| - |
No deductible
| | permanently installed playground equipment, adventure |
| - |
Fireworks Liability
| | course structures and climbing walls and athletic back |
| - |
Expanded Bodily Injury Definition
| | stops |
| - |
Nonowned watercraft up to 51'
| | - Outdoor property (trees, shrubs or plants) |
| - |
Personal and advertising injury definition expanded
| | - Emergency vacating expenses covered
|
-
|
Camp Director Liability
| | - Business interruption (Civil Authority Expansion
|
-
|
Medical Professional Employee/Volunteer Liability
| | Available in certain states)
|
-
| Cyber Liability Coverage
| | - Building Ordinance "A" Coverage
|
-
| Crisis Response Coverage
| | |
| |
|
|
Commercial Auto | |
| |
| Excess Liability |
Crime |
| |
| Workers' Compensation | Event Cancellation & Non-appearance |
| |
| Inland Marine |
| | | | |
| |
|
Common Associated Exposures |
| |
| - | Hiking trails | - | Horseback riding |
| - | On-site physician/nurse | - | Paintball courses |
| - | Ropes courses/climbing walls/ziplines
| - | Recreational boating/canoeing |
| - | Swimming | | |
| |
Key Underwriting/Qualifying Factors (Including but not limited to) |
| |
| - | Camps must have system for personnel screening, written | - | Camp certified by ACA, CCCA or equivalent preferred |
| | sexual abuse & molestation procedures and criminal | - | $5,000 minimum account premium |
| | background checks | | |
| |
| Preliminary Underwriting Information Required |
|
| - | K&K Applications | - | ACORD applications for other requested coverages |
| - | Five years of detailed, currently valued company loss runs | - | Photos of facility |
| - | Web site address(if available) | - | Copy of rental contract |
| - | Copy of sexual abuse screening & written procedures | - | Diagram or "Plot Plan" of premises |