• Liability Insurance - required by many venues, this coverage protects you against financial liability arising from the wedding event.
  The event includes set up and break down and the scheduled rehearsal or rehearsal dinner scheduled within 48 hours of the event if the event is a wedding. Set up and Break down means decoration and removal of decoration at the event location that occurs no more than 24 hours prior to the event and 24 hours after the event.  To view a sample liability policy, click here.
  
• Event Cancellation / Postponement Insurance - protects your financial investment in the wedding, providing indemnity for things such as: cancellation / postponement, lost deposits, and more.  Coverage may not be available in all states and does not provide coverage for loss or damage arising in any way from infectious disease, virus, bacterium or other microorganism, as well as Pandemic or epidemic as declared by the World Health Organization or any governmental authority. To view a sample cancellation policy click here.

Receive up to 15% off your premium when both products are purchased together (subject to state availability)!

Buy online using any major credit card and purchase coverage in just minutes.

Liability Coverage:

This coverage is required by most wedding ceremony and reception venues, and provides protection for the named insured and the honorees if held liable for property damage or bodily injury. The coverage also includes the option to include host liquor liability to provide defense against alcohol-related accidents.

Program Features:

• Get instant upfront pricing online - no need to disclose any personal information or create an account just to get a quote.
• Wedding ceremony, reception and rehearsal dinner* venues can be included as an insured through the Hosting Facility Liability Coverage option and receive primary liability insurance coverage.
• Each limit is available with host liquor liability coverage.  A lower premium may apply to events if liquor is excluded.
• Coverage can be purchased up to the actual day of the wedding (if purchased the same day as the wedding, coverage will be effective at the time payment is confirmed and the purchase is completed).
• Purchase online and receive coverage documents immediately (you'll also receive a copy by e-mail)***
• A Certificate of Insurance (often required by the venue) can be e-mailed directly to them
  
• Coverage is primary for both the insured and the venue, which means that for covered claims, the K&K policy will pay first - before any other insurance.  Primary liability coverage is preferred by most venues, and many require it.
• Liability coverage can be purchased alone, or as a package with a Wedding Event Cancellation / Postponement policy at a discounted rate
• K&K's wedding liability insurance is available to U.S. residents with weddings in all U.S. states, U.S. Territories & Possessions,
  Canada & Puerto Rico.

              *Rehearsal dinner must occur with 48 hours of the ceremony in order to be included on the same policy.
              **Please note:  Some coverage options and limits are not yet available in all states.  Use the Get Your Quote option to see available coverage
              options and limits in your state, or contact customer service for more information.
 
Six limits to choose from based on your client's needs or the venue's requirements:

     
Cancellation / Postponement Coverage:

No matter how carefully a wedding is planned, some events are beyond control.  This insurance is designed to protect the insured's financial investment in the wedding in two ways:

• If forced to cancel or reschedule the entire wedding for a covered reason (no coverage is provided for cancellation or postponement of the event resulting from a voluntary decision to not proceed or take part in the event, including a change of heart)
• If the wedding takes place as scheduled but experience a covered damage / loss to wedding attire, wedding rings,
  wedding photos / video, and more

Wedding Event Cancellation / Postponement Insurance can help the wedding go smoothly at every stage by protecting against:

• Lost deposits / vendor bankruptcy throughout the planning period
• Damage to wedding gown, wedding photographs, and more
• Nonrefundable deposits if forced to cancel or postpone the entire event.
  

IMPORTANT NOTICE:  This policy does not provide coverage for loss or damage arising out of any of the following, including any fear or threat thereof, whether actual or perceived; any infectious disease, virus, bacterium or other microorganism; Pandemic or epidemic, as declared as such by the World Health Organization or any other governmental authority.

Ten levels of coverage are offered based on the total wedding budget: