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Concessionaires, Exhibitors, and Vendors Liability Insurance


K&K’s concession, exhibitor, and vendor insurance program is designed for businesses that need coverage on a short-term basis at events, malls, shopping centers, tradeshows, consumer shows, or any location that is away from any owned or long-term leased premises. Insured operations may be conducted from a kiosk, booth, cart, trailer, tent, or outdoor area.

Eligible Operations
-Antiques & collectibles
-Home based vendors (caterers, DJs, florists,
-Apparel & accessories
ice sculptors, decorators, photographers/videographers-
-Arts & crafts 
single event option only)
-Auto/vehicle accessories (non-mechanical)-Kitchen or cookware accessories or appliances (no knives)
-Candles-Lawn & garden equipment
-Caterer (single event option only)-Literature distribution
-Celebrity, mascot or character appearances-Micro-reality race tracks
-Cleaning accessories & products-Motorized equipment - static display
-Exercise equipment-Product demonstrations
-Product or service displays
-Food, drink or produce sales
-Souvenir sales
-Game trailers or booths
-Sports or camping equipment
-Gift wrap booths
-Toys (for ages 5 and over)
Hardware sales
-Vehicle/boat display- static only 
Health & beauty products

Coverages Available & Program Highlights:  
General Liability Equipment & Contents
-Contractual Liability-$250-$2,500 deductible (depends on limits)
-Personal & Advertising Injury-General Liability coverage must be purchased in
-$300,000 Damage to Premises Rented to Youconjunction with the Equipment & Contents
-$5,000 Medical Payments-All items must be insured to 100% replacement
-Options available include: Single Event (one month or  cost value
 less), 3 Month Coverage, 6 Month Coverage

and 12 Month Coverage
-Additional Insureds at no charge 
-No limit on number of shows during the 3-month, 6-month
 and annual coverage periods 
-No charge for Certificates of Insurance
-Discounted rates for multiple booths 
Risks Not Eligible Under This Program: (Including but not limited to)
-Alcoholic beverages - selling or furnishing-Nutritional/health supplements (selling)
-On-site installation/service/repair of products
-Any games that involve person-to-person contact-On-site equipment sales or rental
-Art displays over 10 feet or occupying more than 100 sq ft-Oxygen/aromatherapy bar
(unless reviewed and approved by the program administrator)-Paintball equipment/accessories
-Auto parts (mechanical)-Photographers (unless for a single event home-based
​-Body piercing or permanent tattooing​photographer)
-Christmas tree retail lots-Protective equipment or apparel
-Contractors (lighting, stage, sound, etc.)-Storefront operations
-​Cryogenic chambers/therapy-Tobacco, Cannabis, and Cannabis related products
-E-commerce selling (including e-cigarettes/vapor products)
-Fire safety equipment-Toys (for ages 4 and under)
-Fireworks sales & displays-Unmanned aircraft systems (e.g.: drones, RC aircrafts)
-Haunted attractions-Use of and/or sales of weapons (such as: guns, axes, knives,
-​​Hot wax impressions​swords, tasers, defense sprays)
-Leasing/rental operations-Vehicles in motion
-Mazes (corn, hay, fence)-Watercraft exhibits on water
-Medical testing-Weight-loss plans or products (selling)
-Motorsports activities-Wholesale business operations
​ ​ ​ ​
Notable exclusions​ ​ ​ ​
​ ​ ​ ​
-​​Abuse, molestation, or exploitation
-​Cap on losses from certified acts of terrorism
Aircraft/hot air balloon
Commercial general liability standard exclusions 
-​Airport: Ownership, operation, maintenance, or use of any

(CG0001 4/13 edition)

airfield or airport facility or premises. This exclusion does not
Communicable disease

apply to concessionaires, exhibitors, or vendors selling, 
Cyber incident, data compromise, and violation of statutes

displaying, demonstrating or promoting their products or

related to personal data

services at any airfield or airport facility or premises
​-Dunk tank
-​Amusement device: The ownership, operation, maintenance
​-Employment related practices

or use of any device or equipment a person rides for enjoyment,

including, but not limited to: mechanical or non-mechanical ride,
​-Fungi or bacteria

slide, or water slide (including any ski or tow when used in 
​-Haunted attraction

conjunction with a water slide); inflatable recreational device

or vertical device or equipment used for climbing, whether
​Nuclear energy

permanently affixed or temporarily erected. This exclusion

does not apply to video games or computer games or structures

that are not designed to bounce on, slide on, ride on or 
​Saddle animal

tunnel through
​Sexually transmitted disease
-​​Silica or silica-related dust
-​​Specified recreational vehicles and activities

-​​Total pollution with a building heating, cooling & dehumidifying

​equipment exception and hostile fire exception

​Unmanned aircraft

Preliminary Underwriting Information Required
-K&K Applications
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and