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Eligible Operations |
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Walking and/or running events with a course distance of less than 16 miles, including but not limited to: |
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| - | 5k or 10k walk/run | - | Non-competitive charity walk/runs |
| - | Children's walk/runs | - | Timed/competitive walk/runs |
| - | Fundraising walk/runs | - | Walkathons |
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| Ineligible Operations | | |
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| - | Activist rallies/marches/protests | - | Mud runs/warrior runs/zombie runs/obstacle course |
| - | Adventure races | | runs/urbanathons (competitions, exhibitions or foot races |
| - | College or university level championships events | | that involve man-made obstacle courses, man-made |
| - | Endurance races | | mud pits, man-made slippery slopes, wall climbs,
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| - | Events involving animals other than service animals, | | or other similar man-made obstacles) |
| | unless reported and approved by the company* | - | Political events |
| - | Events with water activities or cycling activities | - | Professional sports events, try-outs and training
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| - | Events where the distance is more than 16 miles |
| camps/clinics
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| - | Full marathons (distances great than 16 miles)
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| Triathlons/duathlons
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| - | Hiking events | - | Virtual events/activities
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| - | Iron man events
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| *This is not a complete list of ineligible operations. Contact us for additional information needed for coverage consideration. | |
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Coverages Available & Program Highlights: |
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General Liability |
Optional Coverages |
| - | Bodily Injury and Property Damage | - | Ancillary Activities/Events |
| - | Personal & Advertising Injury | | |
| - | Medical Expense (other than participants) | | |
| - | Damage to Premises Rented to You (Fire Legal Liability) | | |
| - | Products-completed Operations | | |
| - | Legal Liability to Participants | | |
| - | Medical Payments for Participants | | |
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| Notable Exclusions |
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| - | 24-hour premises liability
| - | Employment-related practices
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| Abuse, molestation, harassment or sexual conduct
| - | Events held outside the United States
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| (unless reported to, approved by us and appropriate
| - | Events that last more than 3 days (not including set-up and
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| premium paid)
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| tear-down), unless reported, approved, and the appropriate
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| - | Aircraft/hot air balloon
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| premium has been paid
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| Airport
| - | Events with over 10,000 in total attendance
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| Amusement devices (The ownership, operation, maintenance
| - | Fireworks
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| | or use of: any mechanical or non-mechanical ride, slide, or
| - | Fungi or bacteria
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| | water slide, any inflatable recreational device, any bungee
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| Haunted attractions
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| | operation or equipment, any vertical device or equipment used
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| Heavy metal/screamo, electronic/techno, rap, hip-hop
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| | climbing-either permanently affixed or temporarily erected,
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| concerts/shows
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| or dunk tank. Amusement device does not include any video
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| Lead
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| | arcade or computer games)
| - | Legal liability to participants for professional athletes and
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| Ancillary activities that require a separate admission charge
| | celebrity participants
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| | and/or are open to the public (unless optional coverage is
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| Medical payments for participant for professional athletes and
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| purchased-attendance must be 3,000 or less)
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| celebrity participants
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| Animals (injury or death to, or injury, death or property
| - | Nuclear energy liability
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| damage caused by any animal owned, rented or hired by you)
| - | Operation, ownership or management of any facility or premises,
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| Asbestos
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| other than while being used for covered activities
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| Athletic or sports participants in any other sport/athletic activity
| - | Operations of independent concessionaires, exhibitors and
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| | other than walking or running
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| vendors at your event
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| Commercial general liability standard exclusions
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| Performers
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| (CG0001 4/13 edition)
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| Rodeos
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| Communicable disease
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| Room and board liability
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| Cryogenic chambers/therapy
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| Saddle animals
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| Snowmobile
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| | | - | Violation of statutes that govern e-mails, faxes, phone calls
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| | | or other methods of sending materials or information
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| Preliminary Underwriting Information Required |
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| - | K&K Applications | | |
| - | ALL participants and/or parents/guardians of minor participants must sign a release/waiver |
| - | Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and |
| | payment |