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Youth Sports Camps & Clinics

This program in specifically designed for U.S.-based youth sports camp operations (those attended by campers age 19 or under) or sports clinics that are held at premises that are not owned or maintained by the sport camp operator. Coverage provided under this program includes important liability protection for the camp or clinic operator, including employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments coverage to the camp or clinic participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported.

Note: Youth Day Camps and clinics that may not be eligible for the program outlined below should visit our Day Camps & Clinics.

Eligible Operations
Youth sports camps/clinics offering programming in the following categories are eligible to submit an enrollment in this insurance program

Class 1:

-Baseball, Basketball, Drill team, Golf, Softball, Squash, Swimming, Strength and conditioning, Tennis,
Track & field, Volleyball, Water polo

Class 2:

-Cheerleading, Deck/floor/street hockey, Field hockey, Football, Gymnastics, Ice hockey, Inline hockey, Lacrosse, Roller hockey (quad), Soccer, Water hockey, Wrestling
​Day camps/clinics for youth with an accompanied adult are eligible for this program (e.g.: parents and me camps). Ratios cannot be more than 2 adults per child.
Classroom/lecture clinics for coaches or officials in any of the above mentioned sports are also eligible to enroll in this insurance program.  Please contact us for information and an application for this type of clinic.
Ineligible Operations  
-After school/daycare/latch key programs-Open water activities/events
All-star/bowl games
-Pop Warner Little Scholars Football or 
Cheer camps/clinics
-Box lacrosse-
Pro-sport try-out and training camps
Recruiting camps, showcases or combines*
-Cycling or BMX
-Skiing (snow or water)
-Sports camp/clinic operations who own their own facility
-Weight-loss camps/programs
-Hunting and/or nature camps
 -100% virtual camps/operations
Martial arts styles consisting of:  contact or sparring boxing, 

​dim mak, haganah, kali/escrima, mixed martial arts, savate,

​sayoc kali, thai boxing/muay thai, ultimate fighting, extreme

​fighting, cage fighting, or wrestling
*Please contact us for more information on coverage availability for camps/clinics for youth with an accompanied adult (e.g. parents and me camps).
Coverages Available

Commercial General Liability

-Personal & Advertising Injury
-Medical Expense (other than participants) 
-Damage To Premises Rented to You  (Fire Legal Liability) 
-Products-Completed Operations  
-Legal Liability to Participants  
-Professional Liability  
-Medical Payments for Participants  
-Hired Auto and Employers' Nonownership Liability
(not provided while in Hawaii)
-Bodily Injury & Property Damage

Program Features

Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

- Abuse, molestation, harassment,  or sexual conduct-Communicable diseases
​Aircraft/hot air balloon
​Cryogenic chambers/therapy
​Employment-related practices
-Amusement devices (the ownership, operation, maintenance or
 use of: any mechanical or non-mechanical ride, slide or water
-Fungi or bacteria

slide, any inflatable device, any bungee operation or equipment,
Haunted attractions

any vertical device or equipment used for climbing-either

permanently affixed or temporarily erected, or dunk tank.
-Nuclear energy liability

Amusement devices do not include any video or computer 
-Operation, maintenance or management of any athletic

games or any device that is specifically designed for the

facility or field, other than while being used for covered

​training or instruction of the activity for which you are enrolled)
​Ancillary activities/trips held away from the reported camp/clinic

​location unless supervised, approved and on file with the

​Saddle animals
​Animals (injury or death to, or injury, death or property

​damage caused by the animal owned, rented or hired by you)
Those operations listed as ineligible
​Transportation of participants
​Commercial general liability standard exclusions 
​Violation of statutes that govern e-mails, faxes, phone calls

​(CG0001 04/13 edition)
​or other methods of sending materials or information


Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-Completed and signed enrollment form  
-Full payment by check or credit/debit card  
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