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After Prom Parties (school sponsored event only)
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Graduation ceremonies
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| - |
Auctions
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Grand openings
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Award presentations
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Job fairs
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Ball/Dances
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Lectures/seminars/workshops
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| - |
Banquets
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Meetings
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| - |
Bar mitzvah or bat mitzvah
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Memorial services
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| - |
Bazaars
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Pageants
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| - |
Benefits
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Parties
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| - |
Billiard events/tournaments
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Picnics (no in or on water activities)
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| - |
Bingo games (for fundraising/charity only)
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Poet or poetry readings
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Book Signings
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Proms
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Card games/events (for charity/fundraising only)
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Quinceaneras
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| - | Car Washes (for fundraising/charity only)
| - | Recitals (dance/music)
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Casino Events (for fundraising/charity only)
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Religious events
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| - |
Celebrations (holiday, new year)
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Reunions
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Chamber of commerce business events/mixers
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Sales (bake, charity, consignment, estate, garage)
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| - |
Charity events
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School band or drill team competitions
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Chess events
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School carnivals (no rides/inflatables)
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| - |
Christmas caroling (single location)
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Showers (baby, bridal, wedding)
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| - |
Christmas lighting ceremony
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Shows (animals-arena setting only, antique, art, baby,
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| - |
Conventions
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business, collector, consumer, craft, fashion, flower, garden,
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| - |
Debuts or debutante balls
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home, stage, wedding)
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| - |
Dinners, luncheons or showers
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Social gatherings or receptions
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| - |
Direct selling consultant parties
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Speaking Engagements
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| - |
East egg hunts (no egg drops from aircrafts)
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Talent Searches/Shows (children only)
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| - |
Farmers Markets
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Telethons
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Festivals
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Theatrical performances or musicals
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| - |
Film Screening or showings
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Walking tours (garden, holiday, parade of homes, historical
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| - |
Flea Markets or Swap Meets
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sites) - single location
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| - |
Food Cooking Contests
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Wedding activities (rehearsal, ceremony or reception)
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Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - |
Activist Rally/March/Protest |
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Fraternity or sorority events (except alumni association
|
| - |
Aircraft Shows/Events
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off-site events that have been approved by us)
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| - |
Animal Obedience Training
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Geocaching events
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| - |
Any events involving organized athletic events/competitions
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-
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Gun and/or knife shows
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| - |
Any event and/or concert involving rap, hip-hop,
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-
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Haunted attractions/events
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heavy metal/screamo or techno/electronic
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-
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Health fairs/expositions
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| - |
Any events held on an airport premises
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Hunting, fishing and hiking events
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-
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Any event honoring national and/or local celebrities or
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Mazes (corn/hay/fence)
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professional athletes*
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Parades (or any event involving a parade)
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-
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Any event involving in or on water activities
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Political events (except private fundraising auctions,
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| - |
Battle reenactments
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benefits, dances, dinners)
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| - |
Cannabis related events
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Pumpkin chuckin events
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| - |
Christmas tree sales/lots
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Rodeos
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| - |
Cinematography or photography events for commercial use
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Seances
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| - |
Circuses
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Shooting events/activities (skeet/trap/clay/guns)
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-
|
Color party, foam party or raves
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Tailgating events (unless reported to and approved by us)
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-
| E-gaming
| - | Tractor pulls
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| - | Food eating contests
| - | Union meetings
|
| |
| - | Walks/running events
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Coverages Available & Program Highlights |
| |
| Commercial General Liability |
| - |
Personal and Advertising Injury |
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| - |
Medical Expense |
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| - |
Damage To Premises Rented to You |
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| - |
Products-Completed Operations |
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| - |
Abuse, molestation, harassment, or exploitation
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- |
Sexually transmitted diseases
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| - |
Any event held at multiple locations (except for weddings)
|
-
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Silica or silica-related dust
|
-
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Any event held outside the U.S.
|
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Specified recreational vehicles and activities-Aircraft/hot air
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| - |
Any event with over the 3,000 in attendance
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balloon; Airport; Amusement devices: the ownership,
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| - |
Asbestos
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operation, maintenance or use of any device or equipment
|
-
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Cap on losses from certified acts of terrorism
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|
a person rides for enjoyment, including, but not limited to:
|
-
|
Commercial general liability standard exclusions
|
|
mechanical or non-mechanical ride, slide or water slide
|
| |
(CG0001 4/13 edition)
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(including any ski or tow when used in conjunction with a
|
-
|
Communicable diseases
|
|
water slide); inflatable recreational device; or vertical
|
-
|
Cyber incident, data compromise and violation of statutes
|
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device or equipment used for climbing, whether permanently
|
| |
related to personal data
|
|
affixed or temporarily erected. This exclusion does not apply
|
| - |
E-commerce consulting
|
|
to video or computer games or structures that are not
|
| - |
Employment related practices
|
|
designed to bounce on, slide on, ride on or tunnel through;
|
| - |
Fireworks
|
|
Animals; Bungee; Dunk tank; Haunted attraction; Parade;
|
-
|
Fungi or bacteria
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|
Performer; Rodeo; Saddle animal; Snowmobile
|
-
|
Lead
|
-
|
Total pollution with a building heating, cooling &
|
| - |
Nuclear energy
|
|
dehumidifying equipment exception and hostile fire
|
| - |
Operations of concessionaires, exhibitors and/or vendors
|
|
exception
|
|
at your event
|
-
|
Unmanned aircraft
|
| - |
Petting zoos
|
|
|
-
| Room and board liability/overnight camping
| | |
| |
|
| Preliminary Underwriting Information Required |
| |
| The following information is required 10 business days prior to the desired effective date: |
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| - |
Completed and signed enrollment form |
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| - |
Full premium payment by check or credit/debit card |
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