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Fitness
Sports
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Dance
Martial Arts
Activity and Social Clubs
Outfitters and Guides
Entertainer
Dance Schools & Programs
 
 
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Phone ​1-609-482-2207
Fax 1-609-895-1468
Claims 1-800-237-2917
 
 
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This program is designed for U.S.-based dance schools and other orgranizations specializing in the instruction of
performance and social dance.  Coverage provided includes important liability protection for the school or organization,
including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported
to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at
your locations involving registered members/participants, under your direct supervision or organized by you, that have
been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site
competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at
your location involving registered members/participants that are under your direct supervision, or organized by you; and
ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or
organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid; as well as for activities involving non-registered members/participants, under your direct supervision or organized
by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
  

Eligible Operations
 
​-​Acro dance​-
Irish
-Ballet-Jazz
-Ballroom-
Latin
-Belly dancing
-Modern
-Clogging-Salsa
-Contemporary-Scottish
-Country western-Square
-Cultural/ethnic-Swing
-Flamenco-Tango
-Folk dancing-Tap
-Hawaiian -Tumbling (floor only, no gymnastics apparatus)
-Hip Hop-ZUMBA ®
 
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls
-Professional dance companies
-Cabarets
-Professional touring companies
-Dance halls -Trampoline parks/facilities
​-​Discotheques
​      

Coverages Available & Program Highlights

  
   
General Liability  Non-Registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage  
-Personal and Advertising Injury Equipment and Contents Coverage
-Products and Completed Operations(optional)
-Professional Liability  
-Medical Payments for Participants (excess)
  Abuse & Molestation or Exploitation Defense Cost 
 -Premises Liability Reimbursement (optional)
    -Hired Auto and Employers Nonowned Liability
(not available in IL, LA, UT, VT and WI) Sexual Abuse & Sexual Molestation Liability (optional)
    -Bodily Injury to Participants Liability
     ​ ​ ​ ​
Notable Exclusions​ ​ ​
​ ​ ​ ​
   ​-​Abuse, molestation or exploitation
​   -
Salon services or indoor tanning
​   -Any adult-themed parties/meetings/trips, including but not
​   -
Saunas, steam rooms, Jacuzzi, hot tubs, whirlpools or spas

limited to, parties/meetings/trips during which demonstration 
​   -
Sexually transmitted diseases

of products and/or services used in the adult entertainment
​   -
Silica or silica-related dust
industry takes place
​   -
Specified recreational activities - Aircraft/hot air balloon; Airport;
​   -
Asbestos
Amusement devices: the ownership, operation, maintenance or
​   -
Babysitting and/or childcare services

use of any device or equipment a person rides for enjoyment,
​   -
Bodily injury to participants while in a hired auto or non-owned
including, but not limited to: mechanical or non-mechanical
auto
ride, slide or water slide (including any ski or tow when used in 
​   -
Cap on losses from certified acts of terrorism

conjunction with a water slide); inflatable recreational device
   ​-Commercial general liability standard exclusions
(unless reported to, approved by us); or vertical device or
(CG0001 4/13 edition)
equipment used for climbing, whether permanently affixed or
​   -
Communicable diseases
temporarily erected. This exclusion does not apply to video or
​   -Cryogenic chambers/therapy
computer games or any device that is specifically designed for
​   -Cyber incident, data compromise and violation of statutes 
the training or instruction of the activity for which you are 

related to personal data

enrolled; Animals; Bungee; Dunk tank; Haunted attraction;
​   -Cycling (other than stationary)

Performer (injury or death to any performer or entertainer during
​   -​Employment-related practices

any activity, event or exhibition including but not limited to any
   ​-​Fireworks

stunt, concert, show or theatrical event. This exclusion does not
   ​-​Fungi or bacteria

apply to participants in any activity, event or exhibition that are
​   -​Gymnastics classes/programs (unless reported, approved

part of the designated operations for which you are enrolled)

​and appropriate premium paid)
​   -
Rodeo
   ​-
​Instruction/activity being held on or in open water  
​   -
Saddle animal

​(e.g.: lakes, ponds, ocean)
​   -
Snowmobile
​   -​Lead
​   -
Sports rehabilitation services/therapy
​   -
​Martial arts style consisting of: boxing (contact/sparring),
   -
Swimming pools (unless reproted to and approved by us, and 

​dim mak, haganah, kali/escrima, mixed martial arts, savate,

premium paid)

​sayoc kali, thai boxing/muay thai, training programs for law
​   -
​The sale or distribution of herbal, medicinal and/or
​enforcement, public safety and military personnel, ultimate
​   
​nutritional products
​fighting/extreme fighting/extreme/cage fighting and wrestling
​   -
Those operations listed as ineligible
​   -
Massage therapy
​   -
​Total pollution with a building heating, cooling and dehumidifying
​   -
​Medical, therapy or health care services
​equipment exception and hostile fire exception
​   -
​Multi-passenger vehicles
​   -
​Unmanned aircraft
​   -
​Nuclear energy
​   -
​Use of projectile weapons including, but not limited to firearms
​   -
​Operations related, in whole or in part, to performance
​and tasers, and defense sprays
as an exotic dancer or any similar occupation in the adult
​   -
​Use of sharpened/bladed weapons
​entertainment industry
​   -
​Parkour, obstacle course, ninja, free-running, tricking, urban

​gymnastics, extreme tumbling, or any similar type programs

​(unless reported to, approved and premium paid)
 
 
Preliminary Underwriting Information Required
-Applications  
-Coverage will be bound for your requested dates upon    
 receipt and approval of your completed enrollment   
 form and payment.