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Martial Arts Schools & Programs
 
 
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Phone ​1-609-482-2207
Fax 1-609-895-1468
Claims 1-800-237-2917
 
 
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Program Description
This insurance program has been specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 
In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 

 
Eligible Operations
 
-Aikido
-Kickboxing (cardio/fitness only)
-Brazilian jiu jitsu
-Kickboxing (contact/sparring)
-Capoeira-Krav maga
-Chi kun-Kung fu
-Dim mak*
-Mixed martial arts (ultimate/extreme/cage fighting)*
-Fitness boxing (non-contact)-Savate*
-Goju-ryu-Sayoc kali*
-Haganah*-Shaolinquan
-Hapkido-Taekwondo
-Jeet kune do-Tai Chi
-Judo-Taijiquan
-Jiu Jitsu-Tang soo do
-Kali/escrima*-Thai boxing/muay thai*
-Karate-Wushu
 -Kenjitsu   
                                              
Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate
                                  
*Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the insured's members participate with these styles are excluded ad not covered under this program.
                                       
If the style of martial arts that you instruct is not listed, please call our office to inquire about eligibility.
    
Ineligible for this program:  
-The sport of boxing (contact/sparring)
-Training programs for law enforcement officials
​The sport of wrestling
public safety and military personnel


-Trampoline parks/facilities


 
Coverages Available & Program Highlights
 
General Liability
-Bodily Injury and Property Damage  Non-Registered Member Activity Coverage (optional) 
-Contractual Liability
-Personal and Advertising Injury    Abuse & Molestation or Exploitation Defense Cost 
-Products and Completed Operations  Reimbursement (optional)
-Bodily Injury to Participants Liability

-Additional Insured Coverage for landlords included 
-Coverage for off-site demonstrations, exhibitions and Hosted Tournament Coverage(optional)
 participation in tournaments conducted by others 
included Sexual Abuse or Sexual Molestation Liability  (optional)
-Professional Liability
-Medical Payments for Participants  Equipment and Contents  (optional)
-Premises Liability

-Hired Auto and Employers Nonowned Liability


(not available in IL, LA, UT, VT and WI)

-Damage to Premises Rented to You
- NEW Broadening Endorsement:  Emergency Real
Estate Consultant Fee; Key Individual Replacement  
 Cost; Temporary Meeting Space; Workplace 
Violence Counseling; Identity Theft Exposure;
Lease Cancellation Moving Expense; Terrorism
Travel Reimbursement
​ ​ ​
​ ​ ​ ​ ​
​ ​Notable Exclusions ​ ​ ​
​ ​ ​ ​ ​
​-​Abuse, molestation or exploitation
   ​-Specified recreational vehicles and activities-Aircraft/hot air balloon,
​-​Acupuncture and acupressure

Airport, Amusement device: the ownership, operation, maintenance or
​-Asbestos
use of any device or equipment a person rides for enjoyment,
​-Bodily injury to participants while in a hired auto or
including, but not limited to: mechanical or non-mechanical

​non-owned auto

ride, slide or water slide (including any ski or tow when used in 
​   -
​Cap on losses from certified acts of terrorism
conjunction with a water slide), inflatable recreational device,
​   -
Childcare/babysitting services
or vertical device or equipment used for climbing, whether 
​   -
Climbing walls exceeding ten (10) feet with no safety 
permanently affixed or temporarily erected. This exclusion does
harness system, unless reported to and approved by us
not apply to video or computer games, or any device that is 
​   -
Commercial general liability standard exclusions
specifically designed for the training or instruction of the activity
(CG0001 4/13 edition)

for which you are enrolled, Animal, Bungee, Dunk tank, Haunted
​-Communicable diseases

attractions, Performer (injury or death to any performer or 
​   -
Crossfit® affiliate owners and/or CrossFit® 

entertainer during any activity, event or exhibition including but

programs/activities
not limited to any stunt, concert, show or theatrical event. This
​-Cryogenic chambers/therapy

exclusion does not apply to participants in any activity, event or
​-Cyber incident, data compromise and violation of statutes

exhibition that are part of the designated operations for which
related to personal data

you are enrolled) Rodeo, Saddle animal, Snowmobile
​-​Cycling (other than stationary)
​   -Sports rehabilitation services/therapy
​-​Employment-related practices
​   -
Swimming pools
​-​Fireworks
​   -
The sale or distribution of medicinal, herbal and/or nutritional
​-​Fungi or bacteria

products
​-​Instruction/activity being held on or in open water
   ​​-Those operations listed as ineligible

​(e.g.: lakes, ponds, ocean)
​   -​
Total pollution with a building heating, cooling & dehumidifying
​-Lead
​ ​equipment exception and hostile fire exception
​   -
​Massage therapy
​ ​  -
​Tournaments or competitions involving the following styles:
​-​Medical, therapy or health care services
​ ​​Muay Thai-Thai boxing, kali/escrima, Savate, Sayoc kali,
​-Multi passenger vehicles
​​
​Dim mak, Haganah, full contact and submission mixed martial
​   -
​Non-registered participants at events/tournaments hosted
​​   
​arts, including but not limited to: cage events, extreme

​by the named insured
​ ​​fighting and ultimate fighting
​-Nuclear energy
​   -
​Unmanned aircraft
​-Parkour, obstacle course, ninja, free-running, tricking, 
​   -
​Use of projectile weapons including, but not limited to

urban gymnastics, extreme tumbling or any similar type
​firearms and tasers, and defense sprays

programs
​   -
​Use of sharpened/bladed weapons
​   -
Salon services or indoor tanning      ​ ​ 

​   -
​Saunas, steam rooms, jacuzzis, hot tubs, whirlpools or spas

​   -
​Sexually transmitted disease
​  

​   -
​Silica or silica-related dust

 
 
Preliminary Underwriting Information Required
 
-Application  
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
NOW AVAILABLE - Buy Coverage On-line!