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Get A Quote | OR |
Buy Online (New or Renewal) | | | | |
Brochure & Enrollment Form
Inland Marine Quote Request Form
Request A Certificate
Policy Change Form
Claim Form
Frequently Asked Questions | | |
PROGRAM DESCRIPTION | | | | This program has been designed for U.S.-based USASF cheer gyms, specializing in the instruction of cheerleading and competitive dance. Coverage provided includes important liability protection for the gym, including its employees and volunteers, for liability claims arising out of its operations.
For eligible USASF Cheer Gyms, covered operations consist of premises, operations and activities involving registered participants of your USASF Cheer Gym for cheer and dance programs and/or activity(s) under direct supervision or organized by you and which have been reported to the company along with any ancillary event or activity held directly with cheer, dance or activity(s) at your location(s) or at approved off-site location(s) on your behalf. In addition, covered operations include birthday/social
party(s), the use of trampolines, Tumble Traks, Air Traks, as well as for participation in special events where the insured's participants are representing the gym, parades in which the insured participates, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services such as: car washes, bake sales and coin drops supervised by the insured and related to the above described operations and activities. | | | | INELIGIBLE OPERATIONS | | - Gym operations that provide instruction using gymnastics apparatus (bars, beam, vault, etc.)
- Competition and event organizers
- College or university cheer squads
Contact Insight Risk Management for
other insurance program options.
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COVERAGE and LIMITS |
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Coverages | |
Option 1 | |
Option 2 | | Each Occurrence | $ | 1,000,000 | $ | 1,000,000 | General Aggregate
(Other than Products-completed Operations) | $ | 5,000,000
(per location) | $ | 5,000,000
(per location) | | Products-completed Operations Aggregate | $ | 1,000,000 | $ | 1,000,000 | | Personal and Advertising Injury | $ | 1,000,000 | $ | 1,000,000 | | Damage to Premises Rented To You | $
| 1,000,000 | $ | 1,000,000 | | Medical Expense (other than participants) | $ | 5,000 | $ | 5,000 | Hired Auto and Employers' Nonownership Liability
(not provided while in Hawaii) | $ | 1,000,000 | $ | 1,000,000 | | Professional Liability | $ | 1,000,000 | $ | 1,000,000 | | Legal Liability to Participants | $ | 1,000,000 | $ | 1,000,000 | | Medical Payments for Participants (excess) | $ | 25,000
$100 per claim
deductible applies | $ | 150,000
$250 per claim
deductible applies |
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| *Note: Per Occurrence liability limit options of $2,000,000; $3,000,000; $4,000,000; and $5,000,000 are now available in the online quoting process. |
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Optional Coverages Available |
| | - Equipment & Contents Coverage (Inland Marine)
- Sexual Abuse or Sexual Molestation Liability or Abuse, Molestation, Harassment or Sexual Conduct Defense cost Reimbursement
- Subsidiary Activities
(yoga, exercise, dance, open gym and camps/clinics) |
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