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Amateur Sports - Teams, Leagues & Associations
 
 
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Phone 1-913-754-5617
Fax 1-913-327-0201
Claims 1-800-237-2917
 
 
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This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups reported to us.
 

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

 

- Amateur Sports Recreational Adult/Youth Leagues

   -

Amateur Sports Recreational Teams
- Amateur Sports Instructional Programs

 

       
Class A Sports
- Box Lacrosse - ​Inline Skating (speed)
- Broomball - Lacrosse (age 20 & over)
- Diving - Roller hockey (inline)
- Dodgeball - Umpire/referee associations for Class A sports
- Flex FootballTM (age 20 & over)
- Water Hockey (age 20 & over)
- Gymnastics
- Water Polo (age 20 & over)
​- Ice Hockey
​- Weightlifting (age 20 & over)
​- ​Inline Hockey
​-
​Wrestling (age 20 & over)
                                      
Class B Sports
- Baseball/T-ball - Softball
- Basketball - Swimming
- Cricket
- Team handball
- Dance team (age 19 & under)
- Tennis
- Drill team (age 19 & under)
- Track & field
- Flag/touch football
- Utimate frisbee
- Frisbee
- Umpire/referee associations for Class B sports
- Golf
- Volleyball
- Kickball
- Water polo (age 19 & under)
- Pickleball
- Weightlifting (age 19 & under)
- Running
             
Class C Sports​ ​ ​ ​
​- ​Cheerleading (age 19 & under) -​ ​Soccer (age 19 & under)
​- ​Deck/floor/street hockey ​- ​Tackle & contact football (age 19 & under)
​- ​Field hockey ​- ​Umpire/referee associations for Class C sports
​- Flex FootballTM (age 19 & under)
​- ​Water hockey (age 19 & under)
​- ​Lacrosse (age 19 & under)
​- ​Wrestling (age 19 & under)
​-
​Roller hockey (quad)
 

Ineligible Operations

 
- BMX/Stunt Cycling - Mixed martial arts
- Boating activities/sports - Open water sports/activities
- Boxing - Rugby
- Cheerleading (age 20 & over) - Shooting Sports
- Cycling - Skateboarding
​- ​Dance team (age 20 & over) -​ ​Skiing (snow or water)
- Drill team (age 20 & over) - Soccer (age 20 & over)*
- Equestrian - Strength & Conditioning
- Gymnastics/cheer/dance/martial arts studios - Surfing
- Inline extreme/stunt/aggressive/free-style skating - Tackle and Contact Football (age 20 & over)
- Intercollegiate/Interscholastic Teams, Leagues, and -
Umpire/referee associations involved with any ineligible
Associations sports operations
​    
​*Contact us regarding our new program designed specifically for adult soccer teams, leagues and associations.
 

Sports Groups that are affiliated with the following organizations are Not eligible for this program.

American Legion Baseball
- Soccer Association for Youth, USA (SAY Soccer)
Babe Ruth/Cal Ripken Baseball
- U.S. Youth Soccer Association                    
- Babe Ruth Softball
- World Adult Kickball Association (WAKA®)
- Pop Warner


                                    

Coverages Available

 
Commercial General Liability Optional Coverages
- Bodily Injury & Property Damage- Directors' and Officers' Liability including Employment
- Medical Payments for Participants (not available for all sports) Practices Liability 
- Personal & Advertising Injury -
Equipment and Contents (Inland Marine)
- Medical Expense (other than participants)- Hosted Tournament Coverage
- Damage To Premises Rented to You

- Products-Completed Operations

- Legal Liability to Participants (not available for all sports)  
- Hired Auto and Employers Nonownership Liability (not  
provided while in Hawaii)  
- Professional Liability (not available for all sports)                           
                            
 
 

Program Features

 
Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
 
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.
 

Notable Exclusions

-Personal & Advertising Injury -
Employment-related practices
-Abuse, Molestation, harassment or sexual conduct-Event involving gambling (e.g.: bingo, casino nights, poker,
​-
Aircraft/hot air balloon
​Texas hold'em tournaments)
-​
​Airport
​-
​Events where alcoholic beverages are furnished or served 
​-
​Amusement devices (The ownership, operation, maintenance
​by you, your employees or your "volunteer workers"

​or use of: any mechanical or non-mechanical ride, slide or
​-
​Fireworks

water slide, any inflatable recreational device, any bungee
​-
​Fungi or bacteria

for climbing-either permanently affixed or temporarily erected,
​-
​Gymnastics studios

​or dunk tank. Amusement devices do not include any video
​-
​Haunted attractions

or computer games or any device that is specifically designed 
-​​Intercollegiate & Interscholastic teams, leagues and assoc

​for the training or instruction of the activity for which you are
-​​Lead

enrolled.)
​-
​Martial arts studios
-​
​Animals (injury or death to, or injury, death or property 
-​​Non-rostered participants at tournaments hosted by the 

​damage caused by any animal owned, rented or hired by you)
​enrolled member (unless optional coverage is purchased)
-​
​Asbestos
-​​Nuclear energy liability
​-
Athletic or sports participants in: Box lacrosse, Broomball,
​-
​Operation, ownership or management of any athletic facility

​Diving, Dodgeball, Flex FootballTM  (age 20 & over), Gymnastics,
​or field, other than while being used for covered activities

Hurling, Ice hockey, Inline hockey, Inline skating (speed), Judo,
​-
​Operations of independent concessionaires/vendors in

​Karate, Lacrosse (age 20 & over), Martial arts, Powerlifting
​conjunction with your organization

​(age 20 & over), Ringette, Roller hockey (inline), Taekwondo,
-​​Performers

​Takraw, Umpire/referee association for Class A Sports, Water
​-
​Rodeos

​hockey (age 20 & over), Water polo (age 20 & over), 
​-
​Saddle animals

​Weightlifting (age 20 & over), Wrestling (age 20 & over)
-
​Snowmobile
​-
​Babysitting/child care services
​-
​Sports events/activities involving participants in sports other
​-
Carnivals/festivals​than those reported and for whom premium has been paid
​-
​Cheer and dance studios
-​​Those operations listed as ineligible
-​
​Commercial general liability standard exclusions
​-
​Transportation of athletes/participants

​(CG0001 4/13 edition)
-​​Violation of statutes that govern e-mails, faxes, phone calls
-​
​Communicable disease
​or other methods of sending materials or information
-​
​Concerts
-​
​Cryogenic chambers/therapy



Underwriting Information Required

 
The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form
- Full payment by check or credit/debit card
 
 
 


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