| - | Baseball | - | Lacrosse |
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| Basketball
| - | Pickleball
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| - | Baton twirling | - | Racquetball |
| - | Bowling
| - | Road running |
| - | Cheerleading
| - | Soccer |
| - | Cross Country
| - | Softball |
| - | Dance**
| - | Swimming |
| - | Fencing
| - | Table tennis |
| - | Figure skating
| - | Tennis |
| - | Football
| - | Track & field |
| - | Golf
| - | Tumbling (floor only, no gymnastic apparatus) |
| - | Gymnastics***
| - | Volleyball |
| - | Hockey
| - | Wrestling |
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| * If your risk doesn't fit the eligibility of this program, please contact us. |
| ** For instruction of dance only, please visit our
dance instructor page. |
| ***$1,000,000 occurrence limit only. Not available for purchase online. |
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| |
Ineligible for this program: |
| Certain operations are not eligible for coverage by this program. We reserve the right to decline any request for coverage. The ineligible operations include, but are not limited to the following (and are excluded coverage): |
| |
| - | Certified athletic trainers | - | Instructors under the age of 18 |
| - | Coaching of organized competitive athetic teams | - | Instructor's employment as en exempt or a non-exempt |
| | | employee of a school, university or college |
| | | | |
| | | | |
| Instruction of the following activities: | |
| - | Boxing | - | Lifeguarding |
| - | Canoeing | - | Martial Arts |
| - | Cycling | - | Rowing |
| - | Diving | - | Scuba diving |
| - | Equestrian | - | Skiing |
| - | Kayaking | - | Surfing |
| | |
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Liability Coverage | |
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General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your sports-related skills instruction. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of sports-related skills instruction) that occur as a result of your instruction. |
| | |
| General Liability |
| - | Bodily Injury & Property Damage | - | Professional Liability |
| - | Products-completed Operations | - | Damage to Premises Rented to You |
| - | Personal and Advertising Injury | - | Medical Expense Limit (other than participants) |
| - | Legal Liability to Participants | | |
| |
|
| |
| - | Abuse, molestation, harassment, or sexual abuse | - | Cycling (other than stationary) |
| - | Aircraft/hot air balloon | -
| Employment-related practices |
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| Airport | - | Fireworks |
| - | Amusement devices (the ownership, operation, maintenance | - | Fungi or bacteria |
| | or use of: any mechanical or non-mechanical ride, slide, or | - | Haunted attractions |
| | water slide, any inflatable recreational device, any bungee | - | Instruction/activity being held on or in open water |
| operation or equipment, any vertical device or eqiupment | - | Lead |
| used for climbing-either permanently affixed or temporarily | - | Medical, therapy or health care services |
| erected, or dunk tank. Amusement devices do not include any | - | Nuclear energy liability |
| video or computer games or any device that is specifically | -
| Operation, ownership or management of a commercial |
| designed for the training or instruction of the activity for
| | sports facility
|
| which you are enrolled)
| - | Performers
|
-
| Animals (injury or death to, or injury, death or property
| - | Physicals/stress testing
|
| damage caused by any animal owned, rented or hired by you)
| - | Physical therapy, massage or salon services
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-
| Asbestos
| -
| Rodeos
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| Commercial general liability standard exclusions
| -
| Saddle animals
|
| (CG0001 4/13 edition)
| - | Sale or distribution of medicinal, herbal and/or nutritional
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| Communicable diseases
| | products
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| Cryogenic chambers/therapy
| - | Snowmobile
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| | -
| Violation of statutes that govern e-mails, faxes, phone calls or
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| | other methods of sending materials or information
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