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Eligible Operations |
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Walking and/or running events with a course distance of less than 16 miles, including but not limited to: |
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| - | 5k or 10k walk/run | - | Non-competitive charity walk/runs |
| - | Children's walk/runs | - | Timed/competitive walk/runs |
| - | Fundraising walk/runs | - | Walkathons |
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| Ineligible Operations | | |
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| - | Activist rallies/marches/protests | - | Iron man events |
| - | Adventure races
| - | Mud runs/warrior runs/zombie runs/obstacle course |
| - | College or university level championships events | | runs/urbanathons (competitions, exhibitions or foot races |
| - | Endurance races
| | that involve man-made obstacle courses, man-made |
| - | Events involving animals other than service animals,
| | mud pits, man-made slippery slopes, wall climbs, |
| | unless reported and approved by us*
| | or other similar man-made obstacles) |
| - | Events with water activities or cycling activities | - | Political events |
| - | Event where the distance is more than 16 miles | - | Professional sports events, try-outs and training |
| - | Full marathons (distances greater than 16 miles) | | camps/clinics |
| - | Hiking events
| - | Triathlons/duathlons |
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| Virtual events/activities
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| *Contact us for additional information needed for coverage consideration. | |
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Coverages Available & Program Highlights: |
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General Liability |
Optional Coverages |
| - | Bodily Injury and Property Damage | - | Ancillary Activities/Events |
| - | Personal & Advertising Injury | | |
| - | Medical Expense (other than participants) | | |
| - | Damage to Premises Rented to You (Fire Legal Liability) | | |
| - | Products-completed Operations | | |
| - | Legal Liability to Participants | | |
| - | Medical Payments for Participants | | |
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| Notable Exclusions |
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| - | 24-hour premises liability
| - | Events that last more than 3 days (not including set-up and |
| - | Abuse, molestation, harassment or sexual conduct (unless | | tear-down), unless reported, approved, and the appropriate |
| | optional coverage is purchased) | | premium has been paid |
| - | Aircraft/hot air balloon
| - | Events with over 10,000 in total attendance |
| - | Airport
| - | Fireworks
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| - | Amusement devices (the ownership, operation, maintenance | - | Fungi or bacteria |
| | or use of: any mechanical or non-mechanical ride, slide or | - | Haunted attractions |
| | water slide, any inflatable recreational device, any bungee | - | Heavy metal/screamo, electronic/techno, rap, hip-hop concerts/shows |
| | operation or equipment, any vertical device or equipment | - | Lead
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| | used for climbing - either permanently affixed or temporarily | - | Legal liability to participants for professional athletes |
| | erected, or dunk tank. Amusement device does not include | | and celebrity participants |
| | any video arcade or computer games) | - | Medical payments for participants for professional athletes |
| - | Ancillary activities that require a separate admission | | and celebrity participants |
| | charge and/or are open to the public (unless optional | - | Nuclear energy liability |
| | coverage is purchased-attendance must be 3,000 or less) | - | Operation, ownership or management of any facility or |
| - | Animals (injury or death to, or injury, death or property | | premises, other than while being used for covered activities |
| | damage caused by any animal owned, rented or hired by you) | - | Operations of independent concessionaires, exhibitors and |
| - | Asbestos | | vendors at your event |
| - | Athletic or sports participants in any other sport/athletic | - | Performers
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| | activity other than walking or running | - | Rodeos
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| - | Commercial general liability standard exclusions
| - | Room and board liability
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| (CG0001 4/13 edition)
| - | Saddle animals
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| - | Communicable diseases
| - | Snowmobile
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| - | Cryogenic chambers/therapy
| - | Violation of statutes that govern e-mails, faxes, phone calls |
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| Employment related practices
| | or other methods of sending materials or information |
| - | Events held outside the U.S.
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| Preliminary Underwriting Information Required |
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| - | Applications | | |
| - | ALL participants and/or parents/guardians of minor participants must sign a release/waiver |
| - | Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and |
| | payment |