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Fax 1-678-205-8041
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Program Description
      
This insurance program has been specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of
martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to
the Company as well as to your "Covered Operations".  Coverage Operations consist of those operations and activities at your locations involving
registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company,
and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly
associated with those operations and activities at your location involving registered members/participants that are under your direct supervision,
or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision,
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 
In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you,
that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving
non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company,
and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by
you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 

 
Eligible Operations
 
-Aikido
-Kickboxing (cardio/fitness only)
-Brazilian jiu jitsu-Kickboxing (contact/sparring)
-Capoeira-Krav maga
-Chi kun-Kung fu
-Dim mak*
-Mixed martial arts (ultimate/extreme/cage fighting)
-Fitness boxing (non-contact)-Savate*
-Goju-ryu-Sayoc kali*
-Haganah*
-Shaolinquan
-Hapkido-Taekwondo
-Jeet kune do-Tai Chi
-Judo-Taijiquan
-Jiu Jitsu-Tang soo do
-Kali/escrima*-Thai boxing/muay thai*
-Karate-Wushu
Kenjitsu   
                           
Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu,
shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate.
                         
*Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the
insured's members participate with these styles are excluded and not covered under this program.
                                              
If the style of martial arts that you instruct is not listed, please call us to inquire about eligibility.
    
Ineligible for this program:  
-The sport of boxing (contact/sparring)
-Training programs for law enforcement officials
-
The sport of wrestling
public safety and military personnel


-Trampoline parks/facilities


 
Coverages Available & Program Highlights
 
General Liability Non-Registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage                                
Contractual Liability  Abuse & Molestation or Exploitation Defense Cost 
-Personal and Advertising Injury Reimbursement (optional)
-Products and Completed Operations
                          
-Bodily Injury to Participants Liability
Hosted Tournament Coverage (optional)
-Additional Insured Coverage for landlords included
                   
-Coverage for off-site demonstrations, exhibitions and Birthday Party Coverage  (optional)
participation in tournaments conducted by others                     
included Sexual Abuse or Sexual Molestation Liability
-Professional Liability(optional)
-Medical Payments for Participants                            
-Premises Liability Equipment and Contents Coverage  (optional)
-Hired Auto and Employers Nonowned Liability

(Not available in IL, LA, UT, VT and WI)

-Damage to Premises Rented to You

- NEW Broadening Endorsement:  Emergency Real Estate
Consultant Fee; Key Individual Replacement Cost;
Temporary Meeting space; Workplace Violence Counseling;
Identity Theft Exposure; Lease Cancellation Moving
Expense; Terrorism Travel Reimbursement
    
    ​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
     ​ ​ ​ ​
​-​Abuse, molestation or exploitation
​-Specified recreational vehicles and activities - Aircraft/hot-air
​-​Acupuncture and acupressure
balloon, Airport, Amusement device: The ownership, operation,
​-Asbestos
maintenance or use of any device or equipment a person rides
​-Bodily injury to participants while in a hired auto or non-owned auto
for enjoyment, including, but not limited to: mechanical or 
​-
Cap on losses from certified acts of terrorism

non-mechanical ride, slide, or water slide (including any ski
​-
Childcare/babysitting services
or tow when used in conjunction with a water slide), 
​-
Climbing walls exceeding ten (10) feet with no safety
inflatable recreational device, or vertical device or equipment
​harness system, unless reported/approved by us
used for climbing, whether permanently affixed or temporarily 
​-
Commercial general liability standard exclusions (CG0001 4/13 ed)
erected. This exclusion does not apply to video games or 
​-
Communicable diseases
computer games, or any device that is specifically designated
​-
Crossfit® affiliate owners and/or CrossFit® programs/activities

for the training or instruction of the activity for which you are
​-Cryogenic chambers/therapy

enrolled, Animal, Bungee, Dunk tank, Haunted attractions,
​-
Cyber incident, data compromise, and violation of statutes

Performer (injury or death to any performer or entertainer

related to personal data
during any activity, event or exhibition including but not limited
​-Cycling (other than stationary)

to any stunt, concert, show or theatrical event. This exclusion
​-​Employment-related practices

does not apply to participants in any activity, event or
​-
​Fireworks

exhibition that are part of the designated operations for which
​-​Fungi or bacteria

you are enrolled) Rodeo, Saddle animal, Snowmobile
​-​Instruction/activity being held on or in open water
-​​Sports/rehabilitation services/therapy

(e.g.: lakes, ponds, ocean)
​-
​Swimming pools
​-Lead
​-​The sale or distribution of herbal, medicinal and/or
​-Massage therapy

​nutritional products
-​​Medical, therapy or health care services
​-
​Those operations listed as ineligible
​-Multi-passenger vehicles
-​Total pollution with a building heating, cooling & dehumidifying
​-
​Non-registered participants at events/tournaments hosted
equipment exception and hostile fire exception

​by the named insured
​-
​Tournaments or competitions involving the following styles:
​-Nuclear energy

​Muay Thai-Thai boxing, kali/escrima, Savate, Sayoc kali,
-​Parkour, obstacle course, ninja, free-running, tricking, urban

​Dim mak, Haganah, full contact and submission mixed martial

gymnastics, extreme tumbling or any similar type programs

​arts, including but not limited to: cage events, extreme
​-Salon services or indoor tanning

​fighting and ultimate fighting
​-Saunas, steam rooms, jacuzzis, hot tubs, whirlpools or spas
-​
Unmanned aircraft
​-Sexually transmitted diseases
​-
​Use of projectile weapons including, but not limited to
-​Silica or silica-related dust
​firearms and tasers, and defense sprays
    -
​Use of sharpened/bladed weapons
 
     
Preliminary Underwriting Information Required
 
-Application  
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
NOW AVAILABLE - Buy Coverage On-line!