- | Achievement celebrations
| - | Graduation ceremony/party
|
- | Anniversary parties
| - | Lectures or workshops
|
- | Auctions (property or real estate)
| - | Meetings (clubs or business)
|
- | Award banquets or presentations
| - | Memorial services
|
- | Baby showers
| -
| Pageants
|
- | Banquets
| - | Parties (retirement, house, anniversary, engagement or
|
- | Baptisms
|
| graduation)
|
- | Bar/bat mitzvahs
| - | Picnics (no in or on water activity)
|
- | Bingo games (for charity/fundraising only) | - | Quinceaneras
|
- | Birthday parties
| - | Recitals (dance or musical)
|
- | Business dinners, lectures, seminars, meetings, parties or
| - | Reunions (class, family or military)
|
| banquets
| - | Rummage sales
|
- | Car, RV or boat shows (static displays only)
| - | School band or drill team competitions
|
- | Celebrations (holiday)
| - | School carnivals (no inflatables/rides)
|
-
| Charity or fundraising event (auction, benefit, dance
| -
| Seminars
|
| or dinner)
| - | Shows (animals-area setting only, antique, art, baby,
|
-
| Concerts-other than rap, hip hop, heavy metal/screamo
| | business, consumer, craft or fashion)
|
| or electronic/techno music - call for approval
| - | Social gatherings or receptions
|
- | Conventions
| - | Speaking engagements
|
- | Debuts or debutante balls
| - | Walking Tours (garden, holiday, parade of homes, historical
|
- | Dinners, luncheon or showers
|
| sites)- single location
|
- | Festivals or Fairs (harvest, craft, ethnic, job or art)
| -
| Wedding ceremonies, showers, receptions or rehearsal
|
- | Flea markets or swap meets
|
| dinners
|
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Ineligible for this program: |
Certain event types are not eligible for coverage by this program.
K&K reserves the right to decline any request for coverage. |
The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
|
-
| Activist rallies/marches/protests
| - | Geocaching events
|
- | Air shows/events
| -
| Gun and/or knife shows
|
- | Animal obedience training
| - | Haunted attractions/events
|
-
| Any events involving organized athletic events/competitions
| - | Health fairs/expositions
|
-
| Any events and/or concerts - involving rap, hip-hop, heavy
| - | Hunting, fishing and hiking events
|
| metal/screamo or techno/electronic
| -
| Mazes (corn, hay or fence)
|
-
| Any events held on an airport premises
| -
| Parades (or any event involving a parade)
|
-
| Any events honoring national and/or local celebrities or
| -
| Political events (except private fundraising auctions, benefits,
|
| professional athletes
|
| dances, dinners)
|
- | Any events involving in or on water activities
| -
| Pumpkin chuckin events
|
-
| Battle reenactments
| -
| Rodeos
|
-
| Bonfires
| -
| Seances
|
-
| Cannabis related events
| -
| Shooting events/activities (skeet/trap/clay/guns)
|
- | Christmas tree sales/lots
| -
| Tailgating events (unless reported to and approved by us)
|
- | Cinematography or photography events for commercial use
| -
| Tractor pulls
|
-
| Circuses
| -
| Union meetings
|
-
| Color party, foam party or raves
| -
| Walks/running events
|
- | Food eating contests
|
|
|
-
| Fraternity or sorority events (except alumni association
|
|
|
| off-site events that have been approved by us)
|
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| |
| |
Coverages Available & Program Highlights |
|
Commercial General Liability |
- | Each Occurrence | | |
- | General Aggregate (other than products-completed
operations) | | |
- | Products-Completed Operations Aggregate | | |
- | Personal and Advertising Injury | | |
- | Damage To Premises Rented to You | | |
- | Medical Expense | | |
|
|
|
- | Abuse molestation, harassment, or exploitation
| - | Specified recreational activities: Aircraft/hot air balloon;
|
- | Asbestos
|
| Airport; Amusement Devices: The ownership, operation,
|
-
| Caps on losses from certified acts of terrorism
|
| maintenance or use of any device or equipment a person rides
|
- | Commercial general liability standard exclusions
|
| for enjoyment, including but not limited to: mechanical or
|
-
| (CG0001 4/13 edition)
|
| non-mechanical ride, slide, or water slide (including any ski
|
-
| Communicable disease
| | or tow when in conjunction with a water slide); inflatable
|
-
| Cyber incident, data compromise and violation of statutes
|
| recreational device, or vertical device or equipment used for
|
| related to personal data
|
| climbing, whether permanently or temporarily erected. This
|
-
| Employment-related practices
| | exclusion does not apply to video or computer games or
|
-
| E-commerce consulting
|
| structures that are not designed to bounce on, slide on, ride
|
-
| Events held at multiple locations
|
| on or tunnel through, Animals, Bungee, Dunk Tank,
|
-
| Events held outside the U.S.
|
| Haunted attraction, Performer, Rodeo, Saddle animal,
|
-
| Events with over 3,000 in attendance
|
| Snowmobile
|
-
| Fireworks
| -
| Those operations listed as ineligible
|
- | Fungi or bacteria
| -
| Total pollution with a building heating, cooling & dehumidifying
|
-
| Lead
|
| equipment exception and hostile fire exception
|
-
| Nuclear energy
| -
| Unmanned aircraft
|
- | Operations of concessionaires, exhibitors and/or vendors
| |
|
| at your event
| |
|
- | Petting zoos
| |
|
- | Room and board liability/overnight camping
|
|
|
-
| Sexually transmitted disease
| |
|
-
| Silica or silica-related dust
|
|
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|
Program Administration Information |
|
- | The policy will be issued to the Sports, Leisure and Entertainment Risk Purchasing Group dba: Tenant Users, as endorsed, |
| "name of the facility". |
- | Coverage applies only when the facility is being rented to and being used by tenants/users/lessees for short term special events |
| that are specifically endorsed to the policy. |
- | Certificates will be emailed to the insured and the agent if applicable. |
- | The tenant/user/lessee are the named insured on the policy. Coverage limits apply separately to each tenant/user/lessee added |
| to the policy. The facility owner/operator is named as an additional insured on the policy at no additional charge. |
- | This is a pre-reporting program. Each tenant/user/lessee is required to purchase coverage prior to the inception of the event. |
- | The expected attendance will determine the premium for each event being held at the facility. Premiums/rates are per |
| event/per total attendance. An event is considered 10 consecutive days or less. Nonconsecutive event days are to be |
| considered separate events. |
- | Events with attendance greater than 3,000 but less than 12,000 can be referred to our short term special event program by filling out and sending in this paper application. |
| |