| How soon does coverage start? When will we receive proof of coverage? |
| Coverage can be bound the date after we receive a completed enrollment form and the appropriate premium. Please allow adequate time for us to process your enrollment form and issue certificates. |
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| When should we make our coverage effective? |
| The effective date is the date you need your insurance to start. For many, this is the first day that your organization has try outs or practices. If you are renewing coverage with K&K, use the expiration date of your coverage. Coverage will be in effect for one year. |
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| Our organization has not had try outs and we are not sure how many participants we will have for each sport and age group, how should I report my number of participants? |
| You will need to report the maximum number of participants for each age group and sport according to your projected rosters. You may add additional participants at any time by using the Amateur Sports Supplemental form. |
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| If a participant plays several sports in the organization, do we charge for each sport? |
| Yes, the rate is based on a per participant for each sport and age group. |
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| If we need to request another certificate of insurance for a field/gym that we are using, how do we do this? |
| A written request from the organization contact is required. There is a certificate request form that will be sent with your original coverage documents that can either be faxed or e-mailed to K&K. Please allow adequate time for processing. |
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| Does this coverage follow the participants where ever they go to practice or play? |
| Coverage will follow the reported participants as long as they are participating in covered, sponsored and/or supervised activities of the insured including tournaments hosted by other organizations. Coverage does not apply to the transportation of participants. |
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| Will we receive a policy after submitting the enrollment form? |
| No. You will receive a certificate of insurance as proof of coverage. Coverage is offered exclusively through Sports, Leisure and Entertainment Risk Purchasing Group (RPG). The (RPG). receives a master policy from the company. Submission of this enrollment form confirms your desire to receive coverage through the (RPG). Each member receives their own certificate of insurance as their evidence of coverage. The limits of insurance apply individually to each insured member organization-there are no shared limits of liability with any other members. A copy of the (RPG). master policy can be requested in writing to: K&K Insurance Group, Inc., 1712 Magnavox Way, Fort Wayne, IN 46804. |
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| Can I apply for coverage over the phone? |
| Unfortunately, we are not able to accept your enrollment information over the phone at this time. You can apply for coverage on-line or by completing an enrollment form and submitting it to K&K via e-mail, fax or mail. |
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| What is a general aggregate? |
| This is the maximum amount to be paid out in any policy period for all losses. |
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| What are certificate requests? How do I complete this section on the enrollment form? |
| A certificate is a document prepared by K&K providing you evidence of insurance. You will automatically receive a certificate providing proof of coverage once coverage is bound. You only need to complete the certificate request section if you have been asked to provide another certificate, to an entity such as the facility where you work. |
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| I have been asked by the facility that I instruct at to add them as an “additional insured” to my policy. What does this mean and how do I do that? |
| An additional insured is an entity which has an insurable interest for claims arising out of your negligence as the named insured. Such possible entities are a landlord or sponsor. By providing an entity additional insured status they now are entitled to defense and indemnity (if policy limits have not been exhausted) under your policy with no responsibility for premium payments. You can add an entity as an additional insured under the certificate request section of the enrollment form. Please remember to provide their complete name, address and relationship to you. All requests must be in writing. |
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| Will I receive a policy after I submit the enrollment form? |
| No. You will receive a certificate of insurance as proof of coverage. Coverage is offered exclusively through Sports, Leisure and Entertainment Risk Purchasing Group (RPG). The (RPG). receives a master policy from the insurance company. Submission of this enrollment form confirms your desire to receive coverage through the (RPG). Each member receives their own certificate of insurance as their evidence of coverage. The limits of insurance apply individually to each member–there are no shared limits of liability with any other members. A copy of the (RPG). master policy can be requested in writing to: K&K Insurance Group, Inc. 1712 Magnavox Way, Fort Wayne, IN 46804 |
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