| - |
After Prom Parties (school sponsored event only)
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Graduation ceremonies
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| - |
Auctions
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Grand openings
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Award presentations
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Job fairs
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Ball/dances
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Lectures/seminars/workshops
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| - |
Banquets
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Meetings
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| - |
Bar mitzvah or bat mitzvah
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Memorial services
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| - |
Bazaars
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Pageants
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| - |
Benefits
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Parties
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| - |
Billiard events/tournaments
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Picnics (no in or on water activities)
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| - |
Bingo games (for fundraising/charity only)
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Poet or poetry readings
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Book signings
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Proms
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Card games/events (for charity/fundraising only)
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Quinceaneras
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Car washes (for charity/fundraising only)
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Recitals (dance, music)
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| - |
Casino events (for charity/fundraising only)
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Religious events
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Celebrations (holiday, new year)
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Reunions
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Chamber of commerce business events/mixers
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Sales (bake, charity, consignment, estate, garage)
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Charity events
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School band or drill competitions
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Chess events
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School carnivals (no rides/inflatables)
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| - |
Christmas caroling (single location)
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Showers (baby, bridal, wedding)
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| - |
Christmas lighting ceremony
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Shows (animals-arena setting only, antique, art, baby,
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| - |
Conventions
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business, collector, consumer, craft, fashion, flower, garden,
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Debuts or debutante balls
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home, stage, wedding)
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| - |
Dinners, luncheons or showers
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Social gatherings or receptions
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| - |
Direct selling consultant parties
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Speaking engagements
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| - |
Easter egg hunts (no egg drops from aircrafts)
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Talent Shows (children only)
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Farmers' markets
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Telethons
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Festivals
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Theatrical performances or musicals
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Film screening or showings
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Walking tours (garden, holiday, parade of homes, historical
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| - |
Flea markets or swap meets
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sites) - single location
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| - |
Food cooking contests
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-
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Wedding activities' (rehearsal, ceremony or reception)
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Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - |
Activist Rally/March/Protest |
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Fraternity or sorority events (except alumni association
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| - |
Aircraft Show/Event
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off-site events that have been approved by us)
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| - |
Animal Obedience Training
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Geocaching events
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| - |
Any events involving organized athletic events/competitions
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-
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Gun and/or knife shows
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-
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Any event and/or concert involving rap, hip-hop,
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-
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Haunted attractions/events
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heavy metal/screamo or techno/electronic
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-
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Health fairs/expositions
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| - | Any events held on an airport premises
| - | Hunting, fishing and hiking events
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-
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Any events honoring national and/or local celebrities or
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Mazes (corn, hay or fence)
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professional athletes
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Parades (or any event involving a parade)
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-
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Any event involving in or on water activities
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Political events (except private fundraising auctions,
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| - |
Battle reenactments
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benefits, dances, dinners)
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| - |
Cannabis related events
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Pumpkin chuckin events
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| - |
Christmas tree sales/lots
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Rodeos
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| - |
Cinematography or photography events for commercial use
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Seances
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| - |
Circuses
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Shooting events/activities (skeet/trap/clay/guns)
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-
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Color party, foam party or raves
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Tailgating events (unless reported to and approved by us)
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| - |
E-gaming
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Tractor pulls
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| - | Food eating contests
| - | Union meetings
|
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| - | Walks/running events*
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| | | |
| *Please contact us for coverage options for these types of events. |
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|
Coverages Available & Program Highlights |
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| Commercial General Liability |
| - |
Personal and Advertising Injury |
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| - |
Medical Expense |
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| - |
Damage To Premises Rented to You |
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| - |
Products-Completed Operations |
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| - |
Abuse molestation or exploitation
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- |
Sexually transmitted disease
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| - |
Any event held at multiple locations (except for weddings)
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-
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Silica or silica-related dust
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-
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Any event held outside the U.S.
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- |
Specified recreational vehicles and activities - Aircraft/hot
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| - |
Any event with over 3,000 in attendance
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air balloon; Airport; Amusement devices: the ownership,
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| - |
Asbestos
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operation, maintenance or use of any device or equipment
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-
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Cap on losses from certified acts of terrorism
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a person rides for enjoyment, including, but not limited to:
|
-
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Commercial general liability standard exclusions
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mechanical or non-mechanical ride, slide or water slide
|
| |
(CG0001 4/13 edition)
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(including any ski or tow when used in conjunction with a
|
-
|
Communicable disease
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|
water slide); inflatable recreational device; or vertical device
|
| - |
Cyber incident, data compromise and violation of statutes
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or equipment used for climbing, whether permanently affixed
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|
related to personal data
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or temporarily erected. This exclusion does not apply to
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-
|
E-commerce consulting
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|
video or computer games or structures that are not designed
|
| - |
Employment related practices
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to bounce on, slide on, ride on or tunnel through; Animals;
|
| - |
Fireworks
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Bungee; Dunk tank; Haunted attractions; Parade; Performer;
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-
|
Fungi or bacteria
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Rodeo; Saddle animal; Snowmobile
|
-
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Lead
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-
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Total pollution with a building heating, cooling & dehumidifying
|
| - |
Nuclear energy
|
|
equipment exception and hostile fire exception
|
| - |
Operations of concessionaires, exhibitors and/or vendors
|
-
|
Unmanned aircraft
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|
at your event
|
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| - |
Petting zoos
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-
| Room and board liability/overnight camping
| | |
| |
| Preliminary Underwriting Information Required |
| |
| The following information is required 10 business days prior to the desired effective date: |
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| - |
Completed and signed enrollment form |
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| - |
Full premium payment by check or credit/debit card |
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