|
Eligible Operations |
| |
| - | Antique & collectibles
| - | Home based vendors (caterers, DJs, florists, ice sculptors,
|
| - | Apparel & accessories | | decorators, photographers/videographers- single event
|
| - | Arts & crafts
|
| option only) |
| - | Auto/vehicle accessories (non-mechanical) | - | Kitchen or cookware accessories or appliances (no knives) |
| - | Candles | - | Lawn & garden equipment
|
| - | Caterer (single event option only)
| - | Literature distribution
|
| - | Celebrity, mascot or character appearances
| - | Micro-reality race tracks
|
| - | Cleaning accessories & products
| - | Motorized equipment - static display
|
| - | Exercise equipment
| - | Produce demonstrations
|
| - | Floral
| - | Product or service displays
|
| - | Food, drink or produce sales
| - | Souvenir sales
|
| - | Game trailers or booths
| - | Sports & camping equipment
|
| - | Gift wrap booths
| - | Toys (for ages 5 and over)
|
-
| Hardware sales
| - | Vehicle/boat display - static only
|
-
| Health & beauty products
|
|
|
| | | |
| |
|
| Coverages Available & Program Highlights: | | |
| | | |
| General Liability | Equipment & Contents |
| - | Contractual Liability | - | $250-$2,500 deductible (depends on limits) |
| - | Personal & Advertising Injury | - | General Liability coverage must be purchased in |
| - | $300,000 Damage to Premises Rented to You | | conjunction with the Equipment & Contents |
| - | $5,000 Medical Payments | - | All items must be insured to 100% replacement cost |
| - | Options available include: Single Event (one month or | | value |
| | less), 3 Month Coverage, 6 Month Coverage | | |
| and 12 Month Coverage | | |
| - | Additional Insureds at no charge | | |
| - | No limit on number of shows during the 3-month, 6-month | | |
| | and annual coverage periods | | |
| - | No charge for Certificates of Insurance | | |
| - | Discounted rates for multiple booths | | |
| |
Risks Not Eligible Under This Program: (Including but not limited to) |
| |
| - | Alcoholic beverages - selling or furnishing
| - | Nutritional/health supplements (selling) |
| - | Animals
| - | On-site installation/service/repair of products |
| - | Any games that involve person-to-person contact | - | On-site equipment sales or rental |
| - | Art displays over 10 ft tall or occupying more than 100 sq ft | - | Oxygen/aromatherapy bar
|
| (unless reviewed and approved by the program administrator) | - | Paintball equipment/accessories
|
| - | Auto parts (mechanical) | - | Photographers (unless for a single event home-based |
| - | Body piercing or permanent tattooing | | photographer) |
| - | Christmas tree retail lots | - | Protective equipment or apparel
|
| - | Contractors (lighting, stage, sound, etc) | - | Storefront operations
|
| - | Cryogenic chambers/therapy | - | Tobacco, Cannabis, and Cannabis related products |
| - | E-commerce selling | | (including e-cigarettes/vapor products) |
| - | Fire safety equipment | - | Toys (for ages 4 and under) |
| - | Fireworks sales & displays | - | Unmanned aircraft systems (e.g.: drones, RC aircrafts) |
| - | Haunted attractions | - | Use of and/or sales of weapons (such as: guns, axes, knives, |
| - | Hot wax impressions | | swords, tasers, defense sprays) |
| - | Leasing/rental operations | - | Vehicles in motion
|
| - | Mazes (corn, hay, fence) | - | Watercraft exhibits on water |
| - | Medical testing | - | Weight-loss plans or products (selling) |
| - | Motorsports activities
| - | Wholesale business operations |
| | | |
| |
|
Notable Exclusions |
| |
| - | Abuse, molestation or exploitation
| - | Cap on losses from certified acts of terrorism
|
| - | Aircraft/hot air balloon
| - | Commercial general liability standard exclusions
|
| - | Airport - the ownership, operation, maintenance, or use |
| (CG0001 4/13 edition)
|
| | of any airfield or airport facility or premises. This exclusion | - | Communicable disease
|
| | does not apply to concessionaires, exhibitors or vendors | - | Cyber incident, data compromise and violation of statutes
|
| | selling, displaying, demonstrating or promoting their products |
| related to personal data
|
| | or services at any airfield or airport facility or premises | - | Dunk tank
|
| - | Amusement device - the ownership, operation, maintenance, | - | Employment related practices
|
| | or use of any device or equipment a person rides for
| - | Fireworks
|
| enjoyment, including, but not limited to: mechanical or
| - | Fungi or bacteria
|
| | non-mechanical ride, slide or water slide (including any ski or
| - | Haunted attraction
|
| | tow when used in conjunction with a water slide); inflatable
| - | Lead
|
| | recreational device or vertical device or equipment used for
| - | Nuclear energy
|
| | climbing, whether permanentaly affixed or temporarily erected.
| - | Performer
|
| | This exclusion deos not apply to video or computer games or
| -
| Rodeo
|
| | structures that are not designed to bounce on, slide on, ride
| -
| Saddle animal
|
| | on or tunnel through
| -
| Sexually transmitted disease
|
-
| Animals
| -
| Silica or silica-related dust
|
-
| Asbestos
| - | Snowmobile
|
-
| Bungee
| -
| Specified recreational vehicles and activities
|
| | -
| Total pollution with a building heating, cooling & dehumidifying
|
| | | equipment exception and hostile fire exception
|
| | - | Unmanned aircraft
|
| | | |
| |
| |
| Preliminary Underwriting Information Required |
|
| - | Applications | | |
| - | Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and |
| | payment |