Fair and Fairground Insurance

Fairs & Fairgrounds

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Eligible Operations
- 4H fairs - Livestock shows
- Agricultural expositions - State fairs
- County fairs    
Ineligible for this program:
- Fair events involving extreme sports and extreme motorsports activities

Coverages Available & Program Highlights

General Liability   Directors and Officers including Employment Practices Liability
- Written on an admitted basis in most states    
- Non-Auditable policy   Property
- Broadened Coverage Form   -    Equipment Breakdown included
- No deductible   -    Emergency Vacating Expenses Covered up to
- Legal Liability to Participants      $15,000, Crisis Response coverage - $25,000,
- Volunteer Accident- Accident Medical coverage for fair volunteers      Full Building Ordinance "A" Coverage
- Volunteers as Additional Insureds
- Contingent Ride Liability   Inland Marine
- Fireworks Liability    
- Liquor Liability   Crime
- Motorsports Liability    
- Vendor/Exhibitor Coverage   Commercial Auto
- Employee Benefits Liability   -    Nonowned/Hired Auto
  -    Owned Auto
  Excess Liability
    Workers' Compensation
Event Cancellation & Non-appearance
Common Associated Exposures
- Carnival rides - Interim events
- Concessionaires - Livestock shows or auctions
- Demolition derbies - Parades
- Displays - Rodeos
- Fireworks - Truck & tractor pulls
- Horticultural, agricultural and home economics exhibits - Vendors
 Key Underwriting/Qualifying Factors (Including but not limited to)
- Management must have at least three years fair - Minimum premiums
  management experience   general liability- $2,500

Preliminary Underwriting Information Required

- K&K Applications - Schedule of events
- ACORD applications for other requested coverages - Copies of contracts where insured assumes liability of others
- Five years of detailed, currently-valued company loss runs - Web Site Address
- Diagram/site plan of location/setup