| - | Baseball | - | Lacrosse |
| - | Basketball | - | Racquetball |
| - | Baton twirling | - | Road running |
| - | Bowling | - | Soccer |
| - | Cheerleading | - | Softball |
| - | Cross Country | - | Swimming |
| - | Dance** | - | Table tennis |
| - | Fencing | - | Tennis |
| - | Figure skating | - | Track & field |
| - | Football | - | Tumbling (floor only, no gymnastic apparatus) |
| - | Golf | - | Volleyball |
| - | Gymnastics*** | - | Wrestling |
| - | Hockey | | |
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| * If your risk doesn't fit the eligibility of this program, please contact K&K at
1-800-506-4856. |
| **For instruction of dance only, visit
www.fitnessinsurance-kk.com for dance instructor coverage. |
| ***$1,000,000 occurrence limit only. Not available for purchase online. Submit PDF application. |
|
| |
Ineligible for this program: |
Certain operations are not eligible for coverage by this program.
K&K reserves the right to decline any request for coverage. The ineligible operations include, but are not limited to the following (and are excluded from coverage): |
| |
| - | Certified athletic trainers | - | Instructors under the age of 18 |
| - | Coaching of organized competitive athletic teams | - | Instructor's employment as an exempt or a non-exempt |
| | | employee of a school, university or college |
| | | | |
| Instruction of the following activities: | |
| - | Boxing
| - | Lifeguarding |
| - | Canoeing
| - | Martial arts |
| - | Cycling
| - | Rowing |
| - | Diving
| - | Scuba diving |
| - | Equestrian
| - | Skiing |
-
| Kayaking
| - | Surfing |
| | | |
| | |
* For more information regarding coverage for a sports facility, contact one of our
K&K marketing representatives at
1-800-440-5580 or view our
Venues Program. |
| | |
Liability Coverage | |
| | |
General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your sports-related skills instruction. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of sports-related skills instruction) that occur as a result of your instruction. |
| | |
| General Liability |
| - | Bodily Injury & Property Damage | - | Professional Liability |
| - | Products-completed Operations | - | Damage to Premises Rented to You |
| - | Personal and Advertising Injury | - | Medical Expense (Other than participants) |
| - | Legal Liability to Participants | | |
| | | |
| |
|
| |
| - | Abuse, molestation, harassment, or sexual conduct | - | Cycling (other than stationary)
|
| - | Aircraft/hot air balloon
| -
| Employment-related practices
|
-
| Airport
| - | Fireworks
|
| - | Amusement devices (the ownership, operation, maintenance or
| - | Fungi or bacteria
|
| use of: any mechanical or non-mechanical ride, slide, or water
| - | Haunted attractions
|
| slide, any inflatable recreational device, any bungee operation
| -
| Instruction/activity being held on or in open water
|
| or equipment, any vertical device or equipment used for
| - | Lead
|
| climbing-either permanently affixed or temporarily erected, or
| - | Medical, therapy or health care services
|
| dunk tank. Amusement devices do not include any video or
| -
| Nuclear energy liability
|
| computer games or any device that is specifically designed for
| - | Operation, ownership or management of a commercial sports
|
| the training or instruction of the activity for which you are
| | facility
|
| enrolled)
| -
| Performers
|
-
| Animals (injury or death to, or injury, death or property damage
| -
| Physicals/stress testing
|
| caused by any animal owned, rented or hired by you)
| -
| Physical therapy, massage or salon services
|
-
| Asbestos
| - | Rodeos
|
-
| Commercial general liability standard exclusions
| -
| Saddle animals
|
| (CG0001 4/13 edition)
| -
| Sale or distribution of medicinal, herbal and/or nutritional
|
-
| Communicable diseases
| | products
|
-
| Cryogenic chambers/therapy
| - | Snowmobile
|
|
| -
| Violation of statutes that govern e-mails, faxes, phone calls
|
| | | or other methods of sending materials or information
|
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