Eligible Operations |
|
- |
Private or publically held campgrounds, RV parks, cabin rental operations with ancillary activities |
|
including waterslides, amusement devices, and motorized boating. |
|
|
Ineligible for this program: |
|
|
|
- |
Waterparks, amusement parks, motorized boating/skiing, etc.
|
as primary reason for patronage to the Campground/RV Park
|
|
- |
Mobile Home Parks
|
|
|
|
|
|
|
|
Coverages Available & Program Highlights |
|
|
|
|
|
General Liability |
|
Property |
- |
Broadened coverage form |
|
- More Than 25 Coverage Expansions |
- |
Non-auditable policy |
|
- Equipment Breakdown Included |
- |
No deductible |
|
- Vacancy Clause redefined to address seasonal operations |
- |
Liquor Liability |
|
- Building definition redefined to include; tent platforms, |
- |
Fireworks Liability |
|
pavilions & shelters, signs, boat & canoe racks, |
- |
Expanded Bodily Injury Definition |
|
permanently installed playground equipment |
- |
Nonowned watercraft up to 51' |
|
- Business interruption (Civil Authority Expansion Available
|
- |
Personal and advertising injury definition expanded |
|
in certain states)
|
-
|
Cyber Liability Coverage
|
|
- Emergency vacating expenses
|
-
|
Crisis Response Coverage
|
|
- Full building ordinance "A" coverage
|
-
| Trailer Spotting
| |
|
-
| Sexual Abuse & Molestation Endorsement - per perp
| | |
| form (Subject to qualifications based on minimum underwriting
| | |
| guidelines)
| | |
Commercial Auto |
|
|
|
|
|
Excess Liability |
|
Crime |
|
|
|
Workers' Compensation |
|
Inland Marine |
|
|
|
|
Common Associated Exposures |
|
- |
Golf courses
|
- |
Playgrounds
|
-
|
Golf driving ranges
|
- |
Recreational boating/canoeing
|
- |
Hiking trails
|
-
|
Swimming
|
-
| Horseback riding
| | |
-
| Miniature golf
| | |
|
Key Underwriting/Qualifying Factors (Including but not limited to) |
|
- |
Manager must have 3 years industry management experience |
- |
$5,000 minimum account premium |
|
|
|
Preliminary Underwriting Information Required |
|
- |
K&K Applications |
- |
ACORD applications for other requested coverages |
- |
Five years of detailed, currently valued company loss runs |
- |
Photos of facility |
- |
Web site address(if available) |
- |
Copy of rental contract |
- |
Copy of waiver/release of liability (if applicable) |
|