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NEW Jockey Accident Medical Program: Offers Accident Medical coverage (primary or excess) with a benefit period of three years and a maximum limit up to $1,000,000; Accidental Death & Specified Loss coverage; and Weekly Accident Income benefits up to 104 weeks. The program is designed to cover the track's race meet, including racing days, dark days, as well as stabling and training days. |
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| Eligible Operations |
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Greyhound dog tracks |
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Harness tracks |
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Off-track betting parlors |
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Quarter horse tracks |
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Racino gambling |
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Simulcast facilities |
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Thoroughbred tracks |
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| Ineligible for this program: |
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Chariot Racing |
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Steeplechase events |
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Coverages Available & Program Highlights |
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| General Liability |
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Property |
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Legal Liability to Participants |
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Horse Legal Liability |
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Inland Marine |
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Dog Legal Liability |
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Liquor Liability |
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Commercial Auto |
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Employee Benefits Liability |
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Crime |
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Excess Liability |
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Jockey Accident Medical |
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Event Cancellation & Non-appearance |
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Workers Compensation (in select states) |
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Common Associated Exposures (Including but not limited to) |
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Casinos |
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Promotional activities |
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Entertainment |
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Restaurants/lounges |
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Food & beverage concessions |
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Valet parking |
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Hotel/Motel |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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$3,500 minimum account premium |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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Copy of stall or kennel agreement |
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ACORD applications for other requested coverages |
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Most current financial statement |
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Five years of company loss runs |
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