Community Center Insurance

Community Centers

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Phone  
1-877-355-0315
Fax  
1-260-459-5821
Claims  
1-800-237-2917
 
Ask us a Question/E-mail
 

 
Eligible Operations
 
- Boys & Girls clubs  - Jewish community centers
- Community centers - YMCAs
- YWCAs    
 
Ineligible for this program:
- Residential, habitational or dormitory operations - Welfare and social services
- Senior citizen day care operations - Counseling, intervention or encounter groups
 

Coverages Available & Program Highlights

   
     
General Liability   Property
- Admitted or non-admitted basis   -    Newly acquired or constructed building
- Non-audited policy   -    Newly acquired business personal property
- Broadened coverage form   -    Off-premises power failure
- Legal Liability to Participants   -    Outdoor signs
- Liquor Liability   -    Outdoor property (trees, shrubs or plants)
- Employee Benefits Liability   -    Property off premises
- Stop-Gap Liability   -    Accounts receivable/valuable papers & records
  -    Replacement cost defined
Inland Marine -    Covered property definition redefined
-    Equipment Breakdown
Crime -    Ordinance & Law
-    Water back-up of sewers & drains
Commercial Auto
 
Excess Liability
 
Workers' Compensation
Event Cancellation & Non-appearance  
 
Common Associated Exposures
 
- Day camps - Fitness/exercise programs
- Field trips - Restaurants/lounges
- Recreational/craft/educational programs - Swimming pools
- Whirlpools/saunas/steam rooms    
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- Before and after school and summer programs  - Must utilize appropriate waiver & release with
 - Recreational organizations and facilities preferred   established procedures to obtain signatures
 
Preliminary Underwriting Information Required
- K&K Applications - Five years of company loss runs
- ACORD applications for other requested coverages - Brochure (if available)
- Copy of waiver & release forms