| Eligible Operations |
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Drivers |
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Race team sponsors |
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Event sponsors |
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Racing associations |
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Race team owners |
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| Ineligible for this program: |
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Drag boat racing |
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Mud bogs |
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Jet vehicle exhibition/racing |
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Coverages Available & Program Highlights |
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| General Liability |
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Spectator Liability |
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No Bodily Injury Deductible |
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Bodily Injury to Participants (subject to underwriting) |
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Incidental Products Coverage |
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Primary Test and Tune available (refer to underwriting) |
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Cyber Risk ($25,000 sublimit) |
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| Additional Products |
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Auto/Shop Liability |
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Off-course & Storage Coverage for Competition Vehicles |
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Contingency/Prize Indemnity |
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and Racing Equipment |
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Contractual Indemnity |
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Participant Accident Medical for Tuning & Testing |
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Disability Income For Crew Chiefs & Drivers |
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Products liability |
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Employment Practices Liability |
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Workers' Compensation |
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Excess Liability |
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World Wide Liability |
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Ocean Marine |
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On Track Crash Damage |
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Commercial coverage For Race Teams (Auto Liability, Building, Business Personal Property, General Liability (Nonracing), Workers' Compensation) |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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$1,000,000 minimum underlying coverage required |
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$1,500 minimum account premium |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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Four years of company loss runs |
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ACORD applications for other requested coverages |
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Copy of sponsorship agreement |