Eligible Operations |
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Exercise & sport clubs | - |
Health & wellness clubs |
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Fitness & training centers | - |
Racquet & tennis clubs |
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Gyms | - |
Sports & athletic clubs |
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Common Associated Exposures |
- | Baby-sitting/child care | - | Restaurants/lounges |
- | Climbing walls | - | Snack/juice bars |
- | Diet/weight control | - | Spa services |
- | Massage therapy | - | Swimming Pools |
- | Pro/sport shops | - | Tanning |
- | Personal training | - | Whirlpools/saunas/steamrooms |
| | |
| | |
Ineligible for this program: | | |
- | Climbing wall clubs | - | Swimming & aquatic centers |
| Day care services (drop-off) | - | Seasonal swim/tennis associations/clubs |
- | Childrens fitness facilities (Call 1-800-506-4856) | |
|
| to discuss eligibility) | | |
| | | |
Note:
K&K also offers programs for smaller
Health & Fitness Facilities providing limited services. |
|
Coverages Available & Program Highlights | | |
| | |
General Liability |
Property |
- | Admitted or non-admitted basis
| - | Equipment Breakdown included |
- | Non-audited policy | - | Newly acquired or constructed building |
- | Broadened coverage form | - | Newly acquired business personal property |
- | Legal Liability to Participants | - | Ordinance & Law |
- | Professional Liability Extension | - | Off-premises power failure |
| | - | Water back-up of sewers & drains |
Optional Coverages | - | Outdoor signs |
- | Liquor Liability | - | Outdoor property (trees, shrubs or plants) |
- | Limited Tanning Liability | - | Property off premises |
- | Sub-contractors can be added as Additional Insureds | - | Accounts receivable/valuable papers & records |
- | Employee Benefits Liability | - | Replacement cost defined |
- | Stop-Gap Liability | - | Covered property definition redefined |
- | Employment Practices Liability | | |
| |
Inland Marine | |
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Crime | |
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Commercial Auto/Nonowned Hired Auto Liability | |
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Excess Liability | |
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Workers' Compensation | |
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Event Cancellation - Non-appearance | |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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- | $3,000 minimum account premium | - | Must require members & non-members (guests) to sign |
| | | waiver & release/hold harmless agreement |
| | | |
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Preliminary Underwriting Information Required |
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K&K Applications | - | Copy of Waiver & Release Forms (Members, Guests, |
- | Completed ACORD applications | | Tanning Members) |
- | Five years of company loss runs | | |