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Aquariums |
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Animal zoos |
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Parks |
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Walk-through zoos |
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Drive-through zoos |
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Animal sanctuary (open to public) |
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Coverages Available & Program Highlights |
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| General Liability |
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Directors and Officers including Employment Practices Liability |
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Written on an admitted basis in most states |
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Broadened coverage form |
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Property |
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Non-auditable policy |
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- Equipment Breakdown included |
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Volunteer Accident- Accident Medical coverage for |
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- Emergency Vacating Expenses Covered up |
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zoo volunteers |
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to $15,000, Crisis Response Coverage - $25,000. |
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Volunteers as Additional Insureds |
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Full Building Ordinance "A" Coverage |
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Contingent Ride Liability |
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Liquor Liability |
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Inland Marine |
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Employee Benefits Liability |
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Crime |
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Commercial Auto |
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- Nonowned/Hired Auto |
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- Owned Auto |
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Excess Liability |
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Workers' Compensation |
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Event Cancellation & Non-appearance |
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| | | | Sexual Abuse & Molestation |
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Common Associated Exposures |
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Animal rides |
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Food & beverage concessions |
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Kiddie rides |
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Day camps |
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Play areas |
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Special event liability for promotions, etc. |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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Prefer parks that are AZA certified |
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Parks that comply with USDA licensing requirements |
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Parks with 24-hour security |
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Parks in compliance with safety and fire codes |
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Parks that secure certificates of insurance from vendors/ |
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Management must have at least three years zoo |
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concessionaires/sub-contractors or lessors |
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management experience |
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Minimum Premium |
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general liability- $2,500 |
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package- $5,000 |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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ACORD applications for other requested coverages |
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Five years of detailed company loss runs |
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Diagram/map of the aquarium/zoo |
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Brochure (if available) |
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Schedule of events/ promotions/exhibitions |
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Web site address |
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Most current financial statement |
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Copy of Liquor License |
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Copies of contracts |
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Animal loan agreement |
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Amusement/carnival ride description |
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Copy of USDA license/certification |
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Sexual Abuse & Molestation application (if applicable)
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